Loose-leaf pass-book.



T P'r MARTIN, In. LOOSE LEAF PASS 800K. APPLICATION mm occ. 29. 191s.

Patented Jan. 22,191

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Patented Jan T. P. MARTIN, JR. LOQSE LEAFQPAS; BQQK. nmcmonrumors. 29, me.

CREDIT" I INVENTOR 'ZW/VarZi/z By a ATTORNEY? THOMAS PUGH MARTIN, JR., OF OKLAHOMA, OKLAHOMA.

LOOSE-LEAF PASS-BOOK.

Specification of Letters Patent.

Patented Jan. 22, 1918.

.Application filed December 29, 1818. Serial No. 139,487.

pass-book paradapted for the use of bank deafter described and shown in the accompanying drawing, in which,

extending pear when loose leaves Figs. 2 and 3, and twice lengthwise.

. detaihm' rdem 0d.- As illustrated in Fig. 4 a series of such ,theu that Figure 1 is a plan view of the inner side of the cover of the pass-book.

Fig. 2 is a perspective view of my entire loose-leaf folded lengthwise andtransversely as required for attachment to the cover of the passbook.

F1g.,-3 is a plan view of a portion of a sheetlwith credit entries thereon.

F igl i is a plan view of the pass book with loose'leaves secured thereto by detachablefastenings.

Fig. 5 is an enlarged sectional View of a portion of the pass-book. on the line 5-5 of- Fi .4.

n Fig. 1 the ass-book cover 1 is shown open and provi ed with an elastic band 2, from end to end, for securing loose leaves removably thereto; also, with an opening 3 in one side through which the name of the owner of the pass-book will ap are secured to-the cover.

' i The loose leaves 4 are ruled as shown in and folded once transversely Printed headings appear on each side of the sheet Thus at the top of half of the columnthe title Credits ap, ears, and on the other half the title hecks is shown, in Fig. 3.

In Fig. 1 the cover is shown provided with an opening 1' at the top of one side, and loose leaves 4 have a corres ond'ing opening 4 to provide for the use 0 the well known dress or glove fastening Fig. 4; a knob-like head being shown as enterin t is held detachalil as Wlll be readily unfastenings is'applied on a horizontal line at perendof one side of the cover, so

shown applied, in

a spring socket whereby folding back after using .count starts 011' at top 0 e loose leaves 4' are held detachably with their side edges parallel to the edges of the cover.

A rubber-band 2 is attached at its ends to the ends of the hinged cover as an additional means for holdinga folded leaf or leaves in due position. The band may be attached at one side of the cover hinge so as not to interfere with the folding of the leaf or leaves.

Under my system the leaves are remova hle from the bookcover at any time and may be placed on an adding machine and balanced, and then the sheet or sheets replaced, so as to start a new page of entries; or, if the bank book-keeper does not wish to wait for the customers pass-book to come in at the end of the month, he may take a new sheet from the stationary cabinet, put down the deposits from the original slips on file at the bank, also put down the checks, and balance the account and enter the balance at the top of the new page of the loose leaf. tomer comes in, the teller may slip out the old sheet and put in a new. one, the latter showing the entire dealings for the month previous, and thus start off with a new sheet While the system is especially adapted to adding machines, it may be readily used with pen and ink. The teller puts down deposits with pen and ink and later when the bookkeeper gets the particular sheet on which the deposits are entered, he adds up the deposits on the credit side, then usually balances the other on the addin machine. Rulings are made to conform to adding machine spaces or not, as may be desired, but naturally it is preferable to rule for adding machine work.

As has been before stated, the first half of a. page is for credits, and the other half for checks. The credit side has room for more deposits per workin month than will extensible to any size of account.

The ruling is a distinctive feature, for by first pages,an ac or succeeding page with the correct balance. In each case ow'ing to the special ruling and arrangement, the name of the depositor WVhen a cusactually be needed and be ng double spaced,

credit side ofnext' comes in proper place behind the opening in definite length of time by reason of the fact that no names are written. on the covers, but solely on the sheet or loose leaves. The sheets may be used as bank statements, and they may be cut in half or separated at will makin smaller or large leaves, as may be desire I thus produce a combination looseleaf pass-book and a statement which permits the sheets or. leaves to be removed or retained in the cover, whichever may be desired. Thus the book may be used as a passbook, or as a statement, and the same sheets can be used for personal statements, where pass books are balanced by totals or otherwise. The cover is made of any suitable material, having due degree of rigidity.

My main idea is the provision of a looselcaf pass-book and a statement sheet which will do away with much of the expense incident to banks furnishing large bodied passbooks to customers who run an account only a few days. My reatestbbject is to save .time to bank boolikeepers who under my system do not have to Wait for pass-books to come in but can get loose sheets from their stationery cabinet, make out the customers account, balance it up and have these sheets with the checks ready when the old passbooks come in, or, if desired, an entirely new cm'er may be applied to the newly balanced sheet and exchanged with the customenwhen he comes in. By this method the accumulation of a large number of pass books at the bank to be balanced is avoided.

I claim:

1. A bank pass-book comprising-'21 foldable cover and detachable leaves, each leaf having two major portions ruled respectively to receive deposit and check accounts,

each leaf being folded to be received into the said cover to present'the deposit account open, the cover having means detachably securing the leaves, as shown and described.

The improved loose leaf bank'pass-book comprising a foldable cover, a loose leaf having portions respectively printed for deposit and check accounts, and adapted to an adding machine, said. leaf being folded and received in the cover to present the deposit account open, and means for detachably securing said leaf to the cover, substantially as described;

3. The improved loose leaf bank pass-book comprising a foldable cover, a loose leaf'having portions respectively printed for'deposit and check accounts, and adapted to an add ing machine, for the direct entry. of the amounts of separate checks, the cover being arranged to receive the leaf and present the same with the deposit account open, as 'dey scribed.

4. The improved loose leaf bank passbook comprising a foldable cover, a loose leaf having a plurality of portions respec tively printed for deposit and check accounts, and adapted 'to an adding machine, said leaf being folded and received in the cover to present the deposit account Open, and means for detachably securing said leaf to the cover, substantially as described.

THOMAS PUGH MARTIN, JR. 

